Is HDFC Small Cap Fund a good investment?

Is HDFC Small Cap Fund a good investment?

Small cap schemes are suitable for aggressive investors with a very high tolerance for risk and volatility. One should also have a very long investment horizon of at least seven to 10 years. They are not recommended for new mutual fund investors.

Should I stop SIP in HDFC Small Cap Fund?

However, this is not say that small cap schemes are bad investment or one should stay away from them. They have the potential to offer superior returns over a long period. However, you have to continue with your investments and hold on to your investments over a long period to maximise returns from them.

What should you do during recession?

Here are seven tips to help make sure your finances are recession-proof, as recommended by experts.

  • Pay down debt. ...
  • Boost emergency savings. ...
  • Identify ways to cut back. ...
  • Live within your means. ...
  • Focus on the long haul. ...
  • Identify your risk tolerance. ...
  • Continue your education and build up skills.

Which is worse recession or depression?

A recession is a decline in economic activity spread across the economy that lasts more than a few months. A depression is a more extreme economic downturn, and there has only been one in US history: The Great Depression, which lasted from 1929 to 1939.

What exactly happens in a recession?

A recession is a period of economic contraction, where businesses see less demand and begin to lose money. To cut costs and stem losses, companies begin laying off workers, generating higher levels of unemployment.

Is it good to buy property in a recession?

Economic recessions typically bring low interest rates and create a buyer's market for single-family homes. As long as you're secure about your ability to cover your mortgage payments, a downturn can be an opportune time to buy a home.

Do house prices drop in a recession?

What usually happens to house prices during a recession? Typically, bad economic performance has a knock-on effect on the property market. With jobs lost and finances tight, a slowdown of the housing market generally follows.

Is a recession coming in 2020?

Current projections show a 55 percent chance of a recession in the second half of 2020. The biggest risks are trade war uncertainty and (a) global slowdown. (Odds of a recession between now and the November 2020 election are) 25 percent. The risk of a recession is increasing.

How long does a recession last on average?

11 months

What happens to mortgage rates in a recession?

Taking out an Adjustable-Rate Mortgage Interest rates usually fall early in a recession, then later rise as the economy recovers. ... While interest rates usually fall early in a recession, credit requirements are often strict, making it challenging for some borrowers to qualify for the best interest rates and loans.

Do rents go up or down in a recession?

Rents can go both up and down in a recession. ... On the other hand, if a property is located in a less vulnerable area and/or occupied by a tenant with more resources, rents may generally stay the same during a recession.