Does vermiculite ceilings contain asbestos?

Does vermiculite ceilings contain asbestos?

Vermiculite is a silver-gold to grey-brown mineral. It was heat-treated to create fire-resistant ceiling and insulation panels. These panels contain 'puffed' pockets of air that give them a textured look known as 'popcorn ceilings'. Not all vermiculite products contain asbestos.

How dangerous are Artex ceilings?

Artex is very dangerous when in powder form, which will be the result of any scraping, sanding or subject to drilling operations. By doing this it exposes people to microscopic asbestos fibres. It is still also relevant to non-asbestos containing asbestos, and PP3 dust masks and protective clothing must is worn.

Do textured ceilings contain asbestos?

Asbestos-textured ceilings are a possible source of asbestos exposure and there may be a risk of developing cancer in individuals exposed to ceiling deterioration.

Does all popcorn ceilings contain asbestos?

Popcorn ceilings, in pre-1970s and early formulations, often contained white asbestos fibers. When asbestos was banned in ceiling treatments by the Clean Air Act in the United States, popcorn ceilings fell out of favor in much of the country.

Does a Realtor have to disclose an easement?

Answer: Some states require that home sellers disclose a number of things, including whether there are any easements on the property. ... On the other hand, if the policy specifically lists the easement, then you have a possible claim against the company (or attorney) who conducted the settlement.

What is a seller obligated to disclose?

In general, you have an obligation to disclose potential problems and material defects that could affect the value of the property you're trying to sell. In addition, it is considered illegal in most states to deliberately conceal major defects on your property.

What do house sellers have to disclose?

Consumer protection regulations (CPRs) dictate that a seller must disclose any pertinent information they have about the property which might influence the prospective buyer's decision. Any known structural issues with the property. ...

What if seller lies on seller disclosure?

A seller is supposed to be truthful when answering the disclosure statement for the buyer. ... And, if a seller lies, the buyer is entitled to go after the seller for damages sustained because of an omission in the disclosure statement given to the buyer.

Does a Realtor have to tell you if someone was murdered in the house?

A murder or suicide—especially one that's highly publicized—is considered an event that could stigmatize the property. ... Therefore, sellers in most states are required to disclose events like a murder on the property.

Do sellers have to disclose flooding?

Many states do not require sellers to tell prospective home buyers whether a property has been damaged by a flood. ... More than one-third of states have no statutory or regulatory requirement that a seller must disclose a property's flood risks or past flood damages to a potential buyer.

Is a house worth less if someone dies in it?

According to Randall Bell, a real estate broker who specializes in real estate damage valuation, a non-natural death in a home can drop the value 10-25%. When it comes to selling a home where a death occurred, it's all about perception, he said.

How does flood zone affect property value?

Summary: Proximity to a flood zone lowers property values. By law, a property is considered in a “flood zone” if any part of the structure falls within a floodplain, an area that is adjacent to a stream or river that experiences periodic flooding. ...

Can I build in a 100 year floodplain?

If you want to build a new home in a floodplain area you need to make special plans to ensure that it will not suffer flood damage. ... For new construction both the land and the home must be properly raised above the 100 year Base Flood Elevation (BFE).

Is it OK to buy a house in a flood zone?

One possible benefit to buying a home in a higher-risk flood zone versus a lower-risk zone is that you may pay less for the property. ... Many people buy homes in a flood zone because they want to live in a waterfront or beachfront community, and many of these are in low-lying coastal areas designated as FEMA flood zones.

Why are floodplains so popular for developers?

Flood protection – Floodplains provide a buffer space between a river and inhabited areas at risk of flood. ... Maintaining water quality – Floodplains can act as a filter for nutrients and impurities. They can also reduce the amount of sediment in underground water sources.

Does a 100-year floodplain require flood insurance?

100-year floodplain, are required to have flood insurance. If you are buying property or refinancing, your lender often uses a flood determination company to do his own determination. If the county has done a flood hazard determination for development purposes, it may or may not be accepted by a lender.