Who qualifies housing benefit?
You may get this benefit if you are on a low income, whether you are working or not. You can only claim Housing Benefit if: You and your partner, if you have one, have reached State Pension age. You receive Pension Credit.
Does universal credit pay all your rent?
If you're eligible for Universal Credit you can get help to cover your rent and some service charges. You get the payment and you have to pay it to your landlord. You can apply for help with financial difficulties from your main Universal Credit payment. You might also be able to get Council Tax Reduction.
How long does it take for housing benefit to be approved?
Once the council has received all of the right information and evidence, it should make a decision within 2 weeks. Unfortunately, it can take longer, especially if you have not provided all of the information the council needs. If this happens, you might be able to get a payment on account in the meantime (see below).
Can I apply for housing benefit if I have a mortgage?
Usually, you will not get Housing Benefit if: your savings are over £16,000 - unless you get Guarantee Credit of Pension Credit. you're paying a mortgage on your own home - you may be able to get Support for Mortgage Interest (SMI) ... you live with your partner and they are already claiming Housing Benefit.
What is a benefit cap limit?
The Benefit Cap is a limit to the total amount of money you can get from benefits. The Benefit Cap will only apply if you get Housing Benefit or Universal Credit.
What can I do if I can't afford my mortgage?
Options If You Can't Pay Contact your mortgage company right away to find out if there are any programs available that might be of help you. You might be able to qualify for a temporary payment reduction, or refinance for a lower payment depending on where you live and if you're past due on the loan.
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