Can I sleep in a log cabin in my garden?

Can I sleep in a log cabin in my garden?

Firstly, you can have a cabin in your garden if you just use it to sleep in. It must be “ancilliary to the needs of the house”. In other words, its just sleeping accommodation, you aren't allowed to add a bathroom or a toilet in it etc, just an extra room.

Can you get a mortgage for a kit house?

Can I get a mortgage on a prefabricated house? Yes, it is possible to find a lender who offers mortgages for prefab houses. However, as a general rule, non-standard properties, such as prefabricated houses, tend to be considered riskier and so can be more difficult to finance.

Can you get an FHA loan on a log home?

A. Unique properties - Sometimes a unique property, such as a log home, extra small home, lower than normal ceiling heights, etc., is submitted for FHA insuring. The eligibility of these properties depends on whether or not the property is structurally sound and readily marketable.

Does it cost more to insure a log home?

Log Home Insurance Is More Expensive log homes are more expensive to insure for a number of reasons. It's a fact, log home insurance is typically 20% more than insurance for the same size non-log home. Worse yet, many insurance companies charging a 25% to 50% surcharge for a log home.